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Local lender Kim Hicks guides her clients through each step of the mortgage process, helping them to make an informed decision about their home financing. Kim enjoys helping both first-time and experienced home buyers with their mortgage loans, always taking the time to tailor fit a loan product to their exact needs. As an experienced loan officer, Kim understands that communication is crucial throughout the mortgage process. That’s why she’s


I was very impressed with Kim’s professionalism, her friendly manner, her knowledge, her genuine concern, and her ability to carry out the loan process in an efficient way.



- Francis C.

I appreciate the professionalism that Kim showed through out the loan process. She was efficient and in constant contact about the progress. Kim made herself available to answer my many questions I had as a first time buyer. I feel as though she worked hard to get the best rate along with my homeowners insurance. Kim was a greater supporter and encourager through the process.

- Diana K.

As a first time home buyer, I was nervous of the unknown. From the first time I mentioned interest in purchasing a home, Kim made it sound like it was possible. She had the confidence which gave me confidence. The communication from her & her team was top notch. Anything I didn’t understand, they were there ready to answer & patiently explain. Turns out that this process was much easier than I expected but I believe it was largely because of Kim!

- Angela B.

Kim made the process very easy and was good at communicating about what documents were needed and explaining the process. I'm very happy with the service I received.


Everyone involved was very helpful in meeting our needs.

- Michael L.

The process was smooth from the beginning to the end. Kim and her staff were a pleasure to work with.

- Stephen B.

Kim was always available to answer questions and show compassion for a frustrated single mom at the holidays.


Kim Hicks was very understanding, helpful and kind. She had answers to all my questions n concerns. Excellent lady to do business with.

- Tabitha P.

Kim was great to work with. As a Realtor, she not only takes great care of my clients, but she handled my own refinancing as well. Made sure everything happened on my timeline and handled everything efficiently.

Kim Hicks

Kim Hicks

Mortgage Loan Officer
NMLS ID #: 398797

Direct: 804-243-4598
Office: 804-888-8040

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